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Self-storage ground lease

Ground lease financing for self-storage.

Storage is one of the most land-heavy assets there is — the buildings cost little relative to the dirt they sit on. That makes it a textbook covered-land play. We buy the land; you keep the facility and 100% of the upside.

Low improvement cost, high land value — the dirt is doing the heavy lifting.
~30–40%
of basis is land you can monetize
·
3–4x
facility income covers the ground rent
A storage facility is mostly land and a low-cost shell, so a large share of basis lives in the dirt — the defining feature of a covered-land asset. Stabilized rent rolls are durable and management-light, so the ground rent — roughly a quarter of NOI — is covered several times over while the freed capital funds the next acquisition, an expansion, or a construction takeout.
What it solves

What a self-storage ground lease funds.

With a Valor ground lease The usual path
Acquisition Land value funds the down payment — buy the facility on a thinner check, the leasehold loan covers the rest. Larger common equity raise, or a pricier bridge, to close the purchase.
Expansion Land proceeds fund the next building or phase on the existing parcel — you build out the site on a thinner check. A construction loan plus fresh equity to fund the additional units.
Construction takeout Permanent, non-amortizing capital retires the construction loan at lease-up without a cash-in refinance. Cash-in refinance or a mini-perm to clear the maturing construction debt.
Recap / pref takeout Buy out the partner — land proceeds replace expensive preferred or LP equity, so you keep the promote. Carry a 9–15% pref, or surrender promote and control to a new equity partner.
Operations Stay the operator — you keep the rent roll, the management, and the brand. A full sale or sale-leaseback can hand operating control to a new owner or REIT.
Your upside 100% kept — you own the building, the cash flow, and the appreciation. Shared with whatever pref or JV equity you brought in to fill the gap.

And: stabilized or lease-up facilities fit best — the in-place rent roll covers the ground rent · the land comes out as permanent capital with no balloon and no maturity wall · one principal counterparty for the land and the leasehold financing.

Questions, answered

Self-storage ground lease — FAQ.

Why is self-storage such a good ground-lease asset?

Storage is extremely land-heavy: the buildings are low-cost shells relative to the value of the land they occupy. That high land share is exactly the covered-land profile a ground lease monetizes, and the durable, management-light rent roll covers the ground rent, roughly a quarter of NOI, three to four times over. It is one of the cleanest fits we underwrite.

Can I use a ground lease to take out my construction loan?

Yes. At lease-up the ground-lease proceeds can retire the construction loan as permanent, non-amortizing capital, without a cash-in refinance or a mini-perm. Because the land is no longer your collateral, the leasehold loan that remains sizes off the smaller basis.

What can the land proceeds fund on a storage deal?

Acquisitions, expansions or new phases on the existing parcel, construction takeouts, and buying out preferred or JV equity. The land value, typically 30 to 40% of basis, comes out as permanent, non-amortizing capital at roughly 6 to 6.75%, so it can replace the most expensive money in your stack while you keep the promote.

Do I give up the facility or the upside?

No. You keep the building, the rent roll, the management, and 100% of the upside and promote. We buy only the land and lease it back to you on a long-term, typically 99-year, lease. The operations and the value creation all stay with you.

Send us the deal

We move on real numbers.

Land-heavy self-storage — acquisitions, expansions, construction takeouts, and pref or JV recaps. Send the address, the as-complete stabilized NOI, and total project cost — we return an indicative land value in 48 hours, as principal or arranged capital.

Email us the deal